RIPOFF! Easy approval for a reason. Teaser interest rate. High APR with upfront fees as well. Paid off early exactly what was on my statement over the phone. Then I received notice of balance due $293 fee after 3 months of Covid deferment in 2020. Never disclosed. Perfect payment history. Prior tried to get me to refi the loan w a higher apr after years of perfect payment. They prey upon people who aren’t familiar w all their tricks! They received 2 stars for easy approval. Go to your credit union or SoFi. No fees and fair interest and apr

Source: Wallet hub