I was presented a 10.99% APR so I accepted the offer and signed. However, when I pulled up the app and logged in I saw a 20.99% APR. Thank goodness I looked and saw that right away. The office lady called Sunbit and they had no idea why I was given 10.99% APR and refused to work with me so I canceled it. Needless to say I’m glad I caught this right away..