I didn’t have any trouble with Afterpay when it was run by the original owners and I made several purchases using the site. But it is not the same reliable company after Afterpay was sold. I recently bought a handbag through A/P & paid for the first two instalments with my Visa debit card; bank statement shows both payments went through successfully. Afterpay disputes this & demanded a copy of my bank statements which I’ve done. This ballsup & the time taken for Afterpay to rectify their error has turned me off ever using them again!